What to do if you've received a bill
How to pay
You can pay your student loan bill using any of the normal repayment methods, see "Find out more" below, for details.
When to pay
The due date for end-of-year repayments for most borrowers is 7 February following the end of the tax year (31 March). If you use a tax agent or accountant, you'll have until 7 April to pay.
How to avoid a bill next year
Self-employed
You can make additional repayments at any time if you think you'll earn more than you did the previous year.
Salary or wage
You can make additional repayments at any time or you can choose to pay extra through your salary or wage deductions. See "Find out more" below, for details.
If you can't pay your bill
If you're unable to pay your bill by the due date, contact us as soon as possible. We may be able to make an arrangement with you where you pay your bill in instalments.
If you can't pay your bill and don't contact us, you'll be charged penalties. See "Find out more" below, for details about difficulties making repayments.
If you can't afford to pay any of your bill
Contact us as soon as possible - you may be able to have your bill added back to your loan balance. This is called capitalisation. To apply, you'll need to complete a Statement of financial position (IR40) and send it to us, with any financial documents you have, for example bank statements, grocery bills.
Find out more
- Make a repayment
- Additional repayments
- Make additional salary repayments
- Difficulties making repayments
Date published: 04 Aug 2006
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