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Budget 2022: The Government has announced Budget 2022, which includes changes to child support payments. Find out more on our Tax Policy website

Budget 2022: The Government has announced a Cost of Living Payment, which will be paid from 1 August 2022. You do not need to apply for this payment. If you are eligible, we’ll pay it into your bank account. Find out more

Te whakapiki i taku pūtea KiwiSaver Growing my KiwiSaver account

What
Increase your contributions towards your KiwiSaver account
Who
You and your employer contribute

To grow your KiwiSaver account, you and your employer contribute. You can also make voluntary contributions. Your employer must contribute the minimum of 3% of your before tax pay unless they are already contributing to another superannuation fund.

If you're paying your KiwiSaver contributions through us, you can:

  • use the ‘Pay tax’ option and select 'KiwiSaver' through your internet banking
  • set up an automatic payment.

The government will add to your savings each year if you contribute and meet certain requirements.

Investment returns

Your KiwiSaver provider will use the contributions added to your account to invest in different kinds of investments. 

The investments will have different amounts of risk depending on what type of fund you have chosen. The investments can create potential returns which will help grow your KiwiSaver.

Last updated: 02 Jul 2021
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