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Delays to response times: It's taking longer than usual to answer calls and myIR messages. You may be able to use self-service options in myIR or on our self-service line, 0800 257 777. You can also find information on our website by typing in what you want to do in the search bar. Thank you for your understanding. Log in to myIR

Cost of Living Payment The Government has announced a Cost of Living Payment, which will be paid from 1 August 2022. You do not need to apply for this payment. If you are eligible, we’ll pay it into your bank account. Find out more

You can apply for a special deduction rate to reduce your student loan repayments if you:

  • have more than one job, including an income-tested benefit, student allowance or NZ Super
  • use the SB SL or S SL tax code for your secondary job
  • earn less than the repayment threshold from your main job.

You can apply for a special deduction rate in myIR. When you apply, you will need to provide:

  • an estimate of your total earnings from your main and secondary jobs
  • the pay frequency for each job.

If you get a special deduction rate this will run from the day you applied until the end of the current quarter.

Quarter start date Quarter end date
1 April 30 June
1 July 30 September
1 October 31 December
1 January 31 March

You will need to apply for a new rate each quarter. You should apply before the next quarter starts to make sure you get the rate for the full quarter.

If you situation changes, your special deduction rate may change. Contact us to make sure you keep receiving the right entitlements and avoid any penalties.

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Last updated: 17 Jun 2021
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