Working for Families is made up of 4 parts.
In-work tax credit
Up until 1 July 2020
Before 1 July 2020, working families needed to work for the required number of hours to get the in-work tax credit. Couples needed to normally work at least 30 hours combined a week. Single parents needed to normally work at least 20 hours a week.
From 1 July 2020
From 1 July 2020, working families no longer need to work a minimum number of hours to be able to get in-work tax credit payments. Your family can get the in-work tax credit if you are in paid work - for example working for salary or wages, or self-employed.
You can get the in-work tax credit if your income is from Accident compensation - including survivor payments, or paid parental leave.
As long as you are working, you can get the in-work tax credit if you receive other types of income, including:
- NZ Superannuation
- a Foster Care Allowance
- an Orphan's Benefit
- an Unsupported Child Benefit
- Veteran's Pension
- weekly compensation from Veterans' Affairs New Zealand.
You cannot get in-work tax credit when your family gets:
- a student allowance
- a parent's allowance or children's pension from Veterans' Affairs New Zealand
You cannot get in-work tax credit when your family gets the following income tested benefits:
- Jobseeker support
- Sole parent support
- Supported living payment
- Youth payment
- Young parent payment
- Emergency benefit
- Main benefit equivalent assistance.
Minimum family tax credit
If your annual family income is $27,768 or less after tax, you may be able to get the minimum family tax credit payment. This payment tops up your family's income to at least $534 a week after tax.
To get this payment you must be working for salary or wages. A single parent must be working at least 20 hours a week. In a two parent family, one or both parents between them, must be working at least 30 hours a week.
The minimum family tax credit is not available to families receiving:
- an income-tested benefit
- a parent's allowance or children's pension from Veterans' Affairs New Zealand.
Family tax credit
The family tax credit payment is made for each dependent child in the family. The payment depends on the annual family income and number of dependent children.
The family tax credit is not available to families receiving a parent's allowance or children's pension from Veterans' Affairs New Zealand.
Best Start is a payment of $60 a week for families with a new baby.
Families who qualify for Best Start will get the payment until their baby turns 1, no matter how much they earn.
You can still get Best Start until your child turns 3 if you earn under $93,858. The amount you get will depend on your family income.
Best Start begins when paid parental leave finishes.
Check if you're eligible to get Working for Families and use our calculator to work out what you might get.