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Working for Families Tax Credits Ngā tukunga tāke me whakaruruhau te iwi

Working for Families Tax Credits payments over Easter

The WfFTC payment due on 23 April 2019 will be paid early, on 19 April 2019

Find out more

Estimating your annual family income

To receive weekly or fortnightly Working for Families Tax Credits you need to estimate your annual family income. If you have a change in income during the year, you may need to re-estimate your annual family income.

We use your annual family income estimate and family details to work out how much your Working Families tax credits payments will be. It’s important you give us an accurate estimate so we can pay you the right amount.

Estimate your income

You need to work out your estimated annual family income if you want to receive weekly or fortnightly payments.

Your annual family income estimate includes you and your spouse or partner’s income (before tax) for the tax year (1 April - 31 March).   If you need to change your estimate, make sure you include income you have already earned and income you expect to earn for the rest of the tax year.

Your annual family income may include the following:

  • salary and wages
  • ACC, benefit income, NZ Superannuation & Student allowance
  • business income
  • child support paid or received, through Inland Revenue or a private arrangement

There are also some other income types and income adjustments that we need to know about. To find out more see Income types and adjustments for Working for Families Tax Credits and Student loans.

You need to think about the following income changes when you estimate your annual family income:

  • overtime or extra hours
  • pay rises
  • lump sum payments
  • changing jobs
  • starting or returning to work
  • work bonuses
  • a redundancy pay out

If you underestimate your income you may be overpaid during the year and have a bill. If this happens we will let you know how much to pay back after the end of the tax year.

If you overestimate your income, you may be underpaid during the year. We will pay you the rest of your entitlement as a lump sum after the end of the tax year.

Working for families tax credit payment types

FTC - Family tax credit

IWTC - In-work tax credit

BSTC - Best Start tax credit

Click on the number of children you have to see an estimate of how many tax credits you can get.

Family Income Number of Children
1 -
2 +
3 +
4 +
5 +
Before Tax 1
-
One 2
+
Two 3
+
Three 4
+
Four 5
+
Five
Annual $ FTC $ IWTC $ BSTC $ FTC $ IWTC $ BSTC $ FTC $ IWTC $ BSTC $ FTC $ IWTC $ BSTC $ FTC $ IWTC $ BSTC $
0 to 42700 113 72 60 204 72 120 295 72 180 386 87 240 478 102 300
42701 to 44000 106 72 60 198 72 120 289 72 180 380 87 240 471 102 300
44001 to 45500 99 72 60 190 72 120 282 72 180 373 87 240 464 102 300
45501 to 47000 92 72 60 183 72 120 274 72 180 366 87 240 457 102 300
47001 to 48500 85 72 60 176 72 120 267 72 180 358 87 240 450 102 300
48501 to 50000 77 72 60 169 72 120 260 72 180 351 87 240 442 102 300
50001 to 51500 70 72 60 161 72 120 253 72 180 344 87 240 435 102 300
51501 to 53000 63 72 60 154 72 120 246 72 180 337 87 240 428 102 300
53001 to 54500 56 72 60 147 72 120 238 72 180 330 87 240 421 102 300
54501 to 56000 49 72 60 140 72 120 231 72 180 322 87 240 414 102 300
56001 to 57500 41 72 60 133 72 120 224 72 180 315 87 240 406 102 300
57501 to 59000 34 72 60 125 72 120 217 72 180 308 87 240 399 102 300
59001 to 60500 27 72 60 118 72 120 209 72 180 301 87 240 392 102 300
60501 to 62000 20 72 60 111 72 120 202 72 180 294 87 240 385 102 300
62001 to 63500 13 72 60 104 72 120 195 72 180 286 87 240 378 102 300
63501 to 65000 5 72 60 97 72 120 188 72 180 279 87 240 370 102 300
65501 to 66500 0 71 60 89 72 120 181 72 180 272 87 240 363 102 300
66501 to 68000 0 63 60 82 72 120 173 72 180 265 87 240 356 102 300
68001 to 69500 0 56 60 75 72 120 166 72 180 257 87 240 349 102 300
69501 to 71000 0 49 60 68 72 120 159 72 180 250 87 240 341 102 300
71001 to 72500 0 42 60 61 72 120 152 72 180 243 87 240 334 102 300
72501 to 74000 0 35 60 53 72 120 145 72 180 236 87 240 327 102 300
74001 to 75500 0 27 60 46 72 120 137 72 180 229 87 240 320 102 300
75501 to 77000 0 20 60 39 72 120 130 72 180 221 87 240 313 102 300
77001 to 78500 0 13 60 32 72 120 123 72 180 214 87 240 305 102 300
78501 to 80000 0 6 60 24 72 120 116 72 180 207 87 240 298 102 300
80001 to 81500 0 0 60 17 72 120 109 72 180 200 87 240 291 102 300
81501 to 83000 10 72 120 101 72 180 193 87 240 284 102 300
83001 to 84500 3 72 120 94 72 180 185 87 240 277 102 300
84501 to 86000 0 68 120 87 72 180 178 87 240 269 102 300
86001 to 87500 0 61 120 80 72 180 171 87 240 262 102 300
87501 to 89000 0 54 120 72 72 180 164 87 240 255 102 300
89001 to 90500 0 46 120 65 72 180 156 87 240 248 102 300
90501 to 92000 0 39 120 58 72 180 149 87 240 241 102 300
92001 to 93500 0 32 120 51 72 180 142 87 240 233 102 300
93501 to 95000 0 25 120 44 72 180 135 87 240 226 102 300
95001 to 96500 0 18 120 36 72 180 128 87 240 219 102 300
96501 to 98000 0 10 120 29 72 180 120 87 240 212 102 300
98001 to 99500 0 3 120 22 72 180 113 87 240 204 102 300
99501 to 101000 0 0 120 15 72 180 106 87 240 197 102 300
101001 to 102500 8 72 180 99 87 240 190 102 300
102501 to 104000 0 72 180 92 87 240 183 102 300
104001 to 105500 0 66 180 84 87 240 176 102 300
105501 to 107000 0 58 180 77 87 240 168 102 300
107001 to 108500 0 51 180 70 87 240 161 102 300
108501 to 110000 0 44 180 63 87 240 154 102 300
110001 to 111500 0 37 180 56 87 240 147 102 300
111501 to 113000 0 30 180 48 87 240 140 102 300
113001 to 114500 0 22 180 41 87 240 132 102 300
114501 to 116000 0 15 180 34 87 240 125 102 300
116001 to 117500 0 8 180 27 87 240 118 102 300
117501 to 119000 0 1 180 19 87 240 111 102 300
119001 to 120500 0 0 180 12 87 240 104 102 300
2 +
3 +
4 +
5 +

Example - Single dad estimates family income

Richard is a single parent and earns $500 a week before tax; he also receives child support of $200 a month. In April Richard estimates his income as follows:

Wages $500 x 52 weeks = $26,000
Child support $200 x 12 months = $2,400
Total annual family income $28,400

In June he receives a pay rise so needs to re-estimate as follows:

Income already earned from April $500 x 10 weeks = $5,000
Rest of the year $540 x 42 weeks = $22,680
Child support $200 x 12 months = $2,400
Total annual income estimate $30,080

Example - Family's income changes over Christmas

Dana works over the summer for 10 weeks earning $700 a week before tax.

Her partner Ben works all year and earns $610 a week before tax. Over the Christmas period he knows he will work extra hours and earns an extra $100 a week for 6 weeks. He pays $300 a month child support. The child support Ben pays will reduce the annual family income.

Their annual family income as follows:

Danas wages $700 x 10weeks = $7,000
Bens wages $610 x 52 weeks = $31,720
Bens extra hours over Christmas $100 x 6 weeks = $600
Less child support paid $300 x 12 months = $3,600
Total annual family income estimate $35,720

How to contact us

Online

You can update your family and income details directly with our My family details and income online service.

Secure mail

You can also email us. Send us a message using our Secure mail service.

Phone

Call us on 0800 227 773.

Next steps