How to negotiate your overseas repayments
Negotiate to repay less
If you are not on a repayment holiday and think you won't be able to afford to make your overseas-based repayment obligation, you can negotiate to repay less. For example, if you are experiencing financial difficulty due to a serious illness.
What you need to do
You'll need to provide details of your income, expenses, assets, liabilities and what you can afford to repay while you're overseas. You can either:
- put this into writing, or
- complete the Student loan overseas-based repayment application (IR219) > form.
What happens next
We'll let you know if we accept your lower repayment amount, and confirm how much it will be.
Find out more
Next steps
Date published: 02 May 2007
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