Work out your tax code
Important - Student loan borrowers
We're currently updating this decision tree for legislative changes coming into effect from 1 April 2012. Please use the Tax code declaration (IR330) to work out your tax code instead.
When you may need to find out your tax code
- you start a new job
- you think you may start or stop being eligible for the independent earner tax credit (IETC)
- you have more than one job, so your total annual income moves into a different tax bracket
- you have a student loan, so you need to start making repayments because your annual income goes over the student loan repayment threshold, or
- you have paid off your student loan, so you no longer need to make repayments.
Next steps to work out your correct tax code
| If you receive ... | then ... |
|---|---|
|
use our decision tree to work out your tax code. |
|
New Zealand Superannuation (see 'Note" below if you include a non-qualifying partner in your Superannuation): |
|
|
use our decision tree to work out your tax code. |
|
use our decision tree to work out your tax code. |
| a benefit, and start work | specific rules apply, so find out your tax code here. |
| other types of payments |
|
Note
Use "M" tax code if you include a non-qualifying partner in your Superannuation
If you include a non-qualifying partner in your New Zealand Superannuation the payment becomes income tested. It's then considered your highest source of income. Please use a tax code of "M" when you apply for NZ Superannuation (page 6 of the paper application form or the tax code section of the online form).
Apply for New Zealand Superannuation online.
Find out what to do if you have a special tax code.
Date published: 27 Feb 2012
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