Providers administer KiwiSaver schemes and invest members' contributions. KiwiSaver schemes are registered by the Financial Markets Authority. There is a wide range of scheme providers and schemes with different investments, from lower-risk conservative funds to higher-risk growth funds.

You will have minimal contact with providers, unless you choose to offer a KiwiSaver scheme to your employees.

KiwiSaver is intended to complement rather than replace existing registered superannuation schemes.

Tell me about

• KiwiSaver schemes
• Existing superannuation schemes