For individuals & families: As a student
Tertiary students
This information will help you if you are studying at a polytechnic, university, college of education, private training institution or wananga.
Receiving income while you are studying?
When you receive income from employment or other income that is taxed at source (ie before it is paid to you):
- Give your IRD number to your boss or other payer. If you don't have an IRD number, fill in an IRD number application - individual (IR595) form - go to "Forms and guides".
- Fill in a Tax code declaration (IR330). For help choosing the correct tax code, use our decision tree to work out your tax code.
| Note | |
|---|---|
| If you don't complete an IR330, your employer will deduct tax at the no-notification (formerly non-declaration) rate of 45 cents in the dollar, which is a much higher tax rate. | |
To work out how much tax will be deducted from your employment earnings, use the PAYE calculator/KiwiSaver calculator.
When you work for only part of the year (eg during the summer break), you could be entitled to a tax refund after the end of the financial year (ie after 31 March). To check this out use our personal tax summary calculator.
Thinking of applying for a student loan?
Contact StudyLink about applying for a student loan, see Related websites > Before you apply, you should be aware of your obligations to repay it.
When you have a student loan
You must start repaying your student loan when you start earning over the student loan repayment threshold. For the 2010 tax year the threshold is $19,084. Even if you go overseas for a holiday or the longer term, you must continue to repay your student loan.
More information on student loans
See Student loans for information on repayments, choosing the correct tax code, interest-free eligibility, statements, going overseas and more.
Has your address or phone number changed?
If so, please contact us so we can keep you up-to-date with information that may affect you.
Find out more
Choose the correct tax code for your student loan repayments
Find out about tax codes
Date published: 24 Apr 2009
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