myIR, payments and more
For individuals & families: As a student
This information will help you if you are studying at a polytechnic, university, college of education, private training institution or wananga.
Receiving income while you are studying?
When you receive income from employment or other income that is taxed at source (ie before it is paid to you):
- Give your IRD number to your boss or other payer. If you don't have an IRD number, fill in an IRD number application - resident individual (IR595) form.
- Fill in a Tax code declaration (IR330) form. For help choosing the correct tax code, use our decision tree to work out your tax code.
|If you don't complete an IR330, your employer will deduct tax at the no-notification rate of 45 cents in the dollar, which is a much higher tax rate.|
To work out how much tax will be deducted from your employment earnings, use the PAYE / KiwiSaver deductions calculator.
When you work for only part of the year (eg during the summer break), you could be entitled to a tax refund after the end of the financial year (ie after 31 March). To check this out use our personal tax summary calculator.
Thinking of applying for a student loan?
Contact Studylink about applying for a student loan. Before you apply, you should be aware of your obligations to repay it.
When you have a student loan
See our Student loans section for information on repayments, choosing the correct tax code, interest-free eligibility, statements, going overseas and more.
Has your address or phone number changed?
If so, please contact us so we can keep you up-to-date with information that may affect you.