myIR, payments and more
When you are made redundant
KiwiSaver contributions deducted from your pay will stop when your employment ends.
Contributions won't be deducted from any redundancy payment you receive.
When you start a new job
When you start a new job your employer will automatically start deducting your KiwiSaver contributions from your pay.
While you're not working
While you're not working you could consider whether any of the following options are right for your situation.
|If you ...||then ...||Note|
|make voluntary contributions to your KiwiSaver account||the government will pay into your KiwiSaver account an annual member tax credit.||Find out about voluntary contributions|
|take a contributions holiday||you will have a break in your saving for up to five years.||You have to be a KiwiSaver member for 12 months before you can take a contributions holiday.|
If you have financial hardship
If you have significant financial hardship you can apply to have your money released before you retire. You should apply to your scheme provider.
Find out more
Go to our KiwiSaver website or talk to your scheme provider to find out more.