myIR, payments and more
Overpayments and refunds
Find out what your options are if you've had a significant over-deduction from your salary or wages, paid more than your needed to or overpaid your total loan balance.
Your loan's repaid in full
If you've repaid your loan in full and paid more than you needed to, you have the following options:
Pay another tax bill
If you want to use your overpayment to pay another tax amount, you can ask us to transfer your overpayment. Any leftover amount will be refunded to you.
Receive a refund
Provided you don't have an overdue tax bill with us, we'll automatically refund your overpayment.
Your refund will be either direct credited to your nominated bank account or sent to you by cheque.
If your loan's not repaid in full and you don't have any overdue student loan repayments, you have the following options:
Leave the amount on your loan
You can choose to leave the amount on your loan so your loan balance is reduced by that amount.
Pay a future student loan repayment obligation
You can use your overpayment to pay another student loan repayment obligation you have due in the future.
Pay another tax bill
You can use your overpayment to pay another tax bill you have.
Request a refund
|If...||then you can request a refund of ...|
|you have a New Zealand-based end-of-year repayment obligation||the overpayment within 6 months of being notified.|
|your income is from salary or wages and you've paid extra repayments towards your loan||the extra repayments within 6 months of the end of the tax year.|
|you have a significant over-deduction||this within 6 months of being notified of the significant over-deduction.|
|you're overseas-based and you've paid more than you needed to||of the overpayment within 6 months of the last due date for your overseas-based repayment obligation for the tax year you've overpaid in.|
Provided you don't have any overdue student loan repayment obligations, your refund will be either direct credited to your nominated bank account or sent by cheque.
If you have an overdue student loan repayment obligation, we'll clear this first.
Tell us what you want to do
You can send a secure mail with your instructions on what you want us to do, or you can call us - go to "Contact us".
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