Small Business Cashflow (SBC) Loan Scheme

The Small Business Cashflow (SBC) Loan Scheme is expiring for customers who have a 5-year loan.

Any unpaid loan balance (plus interest) at the end of the loan's term will automatically default. We will treat this as overdue debt. We may also charge default interest on overdue loans.

If customers have loans that expire before 30 June 2026, we will contact them at the end of November 2025 and February 2026.

We will contact customers who:

• have fallen behind in their payments, to discuss their loan balance and making payments
• have defaulted under the terms and conditions of the loan contract, to negotiate paying the debt.

We will send reminder letters directly to some customers in myIR, to notify them that their loans are expiring.

These reminder letters will not be redirected to tax agents, but you will be able to read them in myIR.

More information is on our website.

Small Business Cashflow Loan term expires in 2025

Final repayment date nears for SBC loans