Student loans Dates
JAN 15Interim student loan repayments are due. They count towards your end-of-year repayment obligation.
FEB 7End-of-year student loan repayments are due. If you have an amount to pay, you'll have received a letter or text message from us.
APR 1Overseas-based student loan repayment due if you do not have a temporary repayment suspension.
If you're outside of New Zealand for around 5 out of 6 months, you might become overseas-based. If you're overseas-based:
- interest will be applied to your student loan from the day after you left New Zealand
- your loan repayments will be based on the size of your loan balance at the end of the New Zealand tax year (31 March). If your loan balance goes up, your repayments may go up. However, if your balance goes down, your repayments will not.
Returning to New Zealand
If you return to New Zealand and stay for around 5 out of 6 months, you might become New Zealand-based. If you're New Zealand-based, your student loan:
- is interest-free from the date you returned to New Zealand
- repayments are based on how much you earn.