Living in New Zealand with a student loan

Student loans Dates

AUG 28

Interim student loan repayments are due. They count towards your end-of-year repayment obligation.
SEP 30

Overseas-based student loan repayment due if you do not have a temporary repayment suspension.
JAN 15

Interim student loan repayments are due. They count towards your end-of-year repayment obligation.

All Student loans dates

When you have a New Zealand student loan, the amount you need to pay to it each year depends on the annual repayment threshold, how much you earn and if you have any expenses to claim. Whether you need to pay amounts each pay, or in lump sums, depends on how you get your income.

Pages in this section

Repaying my student loan when I earn salary or wages It is important to use the right tax code when you are working. This lets your employer know they need to make deductions from your salary or wages.
Repaying my student loan when I am self-employed or earn other income You need to make your own repayments on your student loan. The amount will depend on your salary and wage income plus your adjusted net income.
When I pay off my student loan What happens next when you pay off your student loan.
I want to study StudyLink can help you if you are thinking about study, or returning to study.