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Student loans help New Zealanders pay for their studies and living costs while they are studying. You can apply for a student loan through StudyLink. If you have a loan, you have to start paying what you've borrowed back to us if you live overseas or earn over:

  • $24,128 for the 1 April 2024 to 31 March 2025 year
  • $22,828 for the 1 April 2023 to 31 March 2024 year

You will also need to pay any interest, penalties or fees that are added to your loan.

Last updated: 02 Feb 2024
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