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Queen Elizabeth II Memorial Day, Monday 26 September Our phone lines and offices are closed, but you can still get in touch with us. Find out more

Delays to response times: It's taking longer than usual to answer calls and myIR messages, including for unclaimed money. You may be able to use self-service options in myIR. You can also find information on our website by typing in what you want to do in the search bar. Thank you for your understanding. Log in to myIR

Changes to the myIR login screen are coming You will not be able to use myIR between 1pm Saturday 8 October and 8am Monday 10 October. This is so we can update our external authentication system. From Monday 10 October the myIR login page will have a new look and feel, but the login process will not change.

Studying with an overseas education provider

You can apply for your loan to be interest-free if the principal reason you are overseas is to study with an overseas education provider. You’ll need to provide evidence of:

  • an Overseas Study Assessment from NZQA verifying that the course is equivalent to level 7 or above on the New Zealand Qualifications Framework
  • your full-time enrolment in the course
  • the study start and end dates (or expected end date).

If we approve your application you will need to tell us your worldwide income - you may still need to make repayments while you are overseas. If you are applying for previous years, you will also need to give us your worldwide income for those tax years.

NZQA Overseas Study Assessment

Apply to keep my student loan interest-free overseas

Studying as part of a formal exchange

You can apply for your loan to be interest-free if you are studying as part of a formal exchange. You’ll need to provide a letter from your New Zealand education provider confirming:

  • your study is equivalent to level 7 or above on the New Zealand Register of Quality Assured Qualifications
  • you’re enrolled full time and your study counts towards a New Zealand tertiary qualification
  • the start and end dates of your exchange
  • your study is part of either a formal exchange agreement between a New Zealand and overseas tertiary provider or a formal exchange programme approved by the New Zealand government.

If we approve your application you will need to tell us your worldwide income – you may still need to make repayments while you are overseas. If you are applying for previous years, you will also need to give us your worldwide income for those tax years.

Apply to keep my student loan interest-free overseas

Studying with a New Zealand education provider and completing postgraduate study overseas that is unable to be completed in New Zealand

You can apply for your loan to be interest-free if you are completing postgraduate study overseas that cannot be done in New Zealand. You’ll need to provide a letter from your New Zealand education provider confirming:

  • your study is equivalent to level 8 or above on the New Zealand Register of Quality Assured Qualifications
  • you’re enrolled full time and your study counts towards a New Zealand tertiary qualification
  • your study can’t be completed in New Zealand
  • the start and end dates of your overseas study.

Apply to keep my student loan interest-free overseas

Last updated: 14 Apr 2020
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