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Fees Free | If you are beginning study or work-based learning in 2025, you may be able to apply for Fees Free from early 2026. Fees Free

If you're self-employed or earn income from sources other than salary or wages, you may need to make your own student loan repayments.

You'll have an end-of-year repayment if you:

  • have adjusted net income income of $500 or more
  • earn $500 or more over the annual repayment threshold.

Last updated: 15 Aug 2025
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