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Queen Elizabeth II Memorial Day, Monday 26 September Our phone lines and offices are closed, but you can still get in touch with us. Find out more

Delays to response times: It's taking longer than usual to answer calls and myIR messages, including for unclaimed money. You may be able to use self-service options in myIR. You can also find information on our website by typing in what you want to do in the search bar. Thank you for your understanding. Log in to myIR

Changes to the myIR login screen are coming You will not be able to use myIR between 1pm Saturday 8 October and 8am Monday 10 October. This is so we can update our external authentication system. From Monday 10 October the myIR login page will have a new look and feel, but the login process will not change.

You can apply for a special deduction rate to reduce your student loan repayments if you:

  • have more than 1 job, including an income-tested benefit, student allowance or NZ Super
  • use the SB SL or S SL tax code for your secondary job
  • earn less than the repayment threshold from your main job.

Apply for a special deduction rate in myIR

You'll find the student loan special deduction rate application in your student loan account in myIR. When you apply, you'll need to let us know:

  • an estimate of your total earnings from your main and secondary jobs
  • how often you are paid for each job.

Your special deduction rate will be valid from the day you applied until the end of the current quarter. Because of this you need to apply for a new rate each quarter. We suggest you apply before the next quarter starts to make sure you get the rate for the full quarter.

Contact us if your situation changes

If your situation changes, your special deduction rate may need to change so you can avoid paying too much, or not enough, to your student loan. Send us a message in myIR to explain the changes in your situation so we can check if your special deduction rate is still ok or if it needs to be updated.

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Quarter start and end dates

Special deduction rate quarter start and end dates.
Quarter start date Quarter end date
1 April 30 June
1 July 30 September
1 October 31 December
1 January 31 March
Last updated: 17 Jun 2021
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