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COVID-19 - Our Auckland, Hamilton and Whangārei offices are closed. You can still contact us and get help.    Contact us

Service changes and updates myIR and phone lines (SPK2IR) will be unavailable from 3pm Thursday 21 October to the morning of Thursday 28 October for planned system maintenance. GST, Working for families, Paid Parental Leave customers and those filing by software will also be affected. Find out more

Resurgence Support Payment (RSP) Businesses affected by the alert level increase that started on 17 August can apply for a Resurgence Support Payment. Applications for the 3rd payment opened on 8 October. There has also been a change that affects some Commonly Owned Groups Find out more

You will have 5 years (60 months) to pay off the loan. We will send you a payment schedule with the payment dates and amounts when regular payments are required to be made.

Loans will be subject to an annual interest rate of 3% from the date the loan is made available to you. During the loan period, the following general rules apply.

  • If you fully repay the loan within 2 years, you will not be charged any interest.
  • If you do not fully repay the loan within 2 years, you will be charged interest for the entire term of the loan.
  • Repayments are not compulsory in the first 24 months.
  • Voluntary payments can still be made at any time.
  • After 24 months, you'll be required to make regular payments for both the principal and interest.

Payment methods

Our usual repayment options are available to make payments towards your Small Business Cashflow (Loan) Scheme (SBCS). The tax type for SBCS repayments is SBC.

Ways of paying

From 1 April 2021, you can request that we apply a tax refund owed to you towards your loan balance. If you'd like to do this, you'll need to contact us.

COVID-19 - Contact us

Last updated: 06 Apr 2021
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