Skip to main content

Delays to response times: It is taking longer than usual for us to answer calls and myIR messages. This is because of the demand for COVID-19 business support, and the impact COVID-19 is having on our teams. We appreciate your patience and will respond as soon as we can. If possible, please contact us through your myIR account. Log in to myIR

COVID-19 Support Payment (CSP): Applications for the CSP are now closed. Due to the large number of applications for the CSP, there may be a delay in approving some applications. Find out more about the CSP

Budget 2022: The Government has announced Budget 2022, which includes changes to child support payments. Find out more on our Tax Policy website

Budget 2022: The Government has announced a Cost of Living Payment, which will be paid from 1 August 2022. You do not need to apply for this payment. If you are eligible, we’ll pay it into your bank account. Find out more

When you use the student loan online repayment calculator, be aware that:

  • Figures produced by the calculator are estimates only and are based on the information you have provided as at today.
  • All the amounts entered are in New Zealand dollars.
  • The repayment threshold, interest rates, additional repayments and any income amount you enter remain constant for the purposes of this calculation.
  • Future changes in interest rates and government policy are not taken into account.
  • Changes in inflation are not taken into account.
  • The calculator includes an annual administration fee if your loan balance is $20 or more as at 31 March.
  • The calculation assumes that you'll meet all your repayment obligations by the due dates and have no outstanding amounts owing.
  • This calculator bases a New Zealand-based customer's obligation on their income, while an overseas-based customer's obligation is based on their loan balance.

Find out if you're considered a New Zealand-based customer or an overseas-based customer.

What happens to my student loan when I go overseas

Use the student loan online repayment calculator

Last updated: 28 Apr 2021
Jump back to the top of the page