Most KiwiSaver members need to apply to their scheme provider for a significant financial hardship withdrawal. Scheme providers have their own forms for you to complete.
You only need to follow this process if you've been a KiwiSaver member for less than 2 months. If you've been a member for longer, contact your KiwiSaver provider.
Before you start
You will need to provide:
- a list of your assets and liabilities
- details of your income and your costs
- bank account details (for a refund if we approve your application).
Fill in the form
Send us the form in myIR
Save the form and attach it to a message in myIR.
Log in to myIR
What happens next
We'll review your application and let you know the outcome.
If we approve it, we’ll send you a confirmation letter and make a refund to your bank account.
If we do not approve your application, we'll send a letter explaining the reasons.
We may contact you if we need more information.
If you want to stop making contributions to KiwiSaver you must also apply for a savings suspension.