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Joining KiwiSaver if I'm self employed or not working

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You can join KiwiSaver by contacting the scheme provider of your choice directly.

You and your KiwiSaver provider will need to agree:

  • your contribution rate
  • any other terms and conditions.

You can pay your KiwiSaver contributions to either your provider or us.

If you're paying your KiwiSaver contributions through us, you can:

  • use the ‘Pay tax’ option through your internet banking
  • set up an automatic payment.

Check with your scheme provider to see if you can stop your contributions if you:

  • make regular contributions directly to your KiwiSaver scheme provider
  • stop working.

If you start earning a salary or wages, we’ll tell your employer to start deducting contributions.