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Changes to the myIR login screen are coming You will not be able to use myIR between 1pm Saturday 8 October and 8am Monday 10 October. This is so we can update our external authentication system. From Monday 10 October the myIR login page will have a new look and feel, but the login process will not change.

Cost of Living Payment Eligible customers will have the payment automatically paid into their bank accounts by the end of the day 3 October 2022. The payments will be staggered and Credit Union customers may not receive their payment until 4 October 2022. Cost-of-Living-Payment

Te tūhono i a KiwiSaver Joining KiwiSaver

What
Rules and requirements for joining KiwiSaver
Who
Check if you're eligible for KiwiSaver
When
You will be automatically enrolled if you are eligible

You can join KiwiSaver if you’re both:

  • a New Zealand citizen, or entitled to live in New Zealand indefinitely
  • you live or normally live in New Zealand.

You cannot join KiwiSaver if you have a temporary, visitor, work or student visa.

There are different ways to join KiwiSaver. Depending on your situation you can enrol directly with a scheme provider. If you’re under 18, there are different rules.

Am I eligible to join Kiwisaver?

How to join KiwiSaver will depend on your situation. You can either enrol directly with a scheme provider or through your employer.
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Joining KiwiSaver if you’re under 18

If you’re under 18 you can only join KiwiSaver through a scheme provider. You cannot join through your employer.

If you’re 16 or 17, you need at least 1 legal guardian to co-sign your application. If you do not have a legal guardian, contact your chosen KiwiSaver scheme provider.

If you’re under 16, you need the consent of all your legal guardians. You cannot enrol yourself.

Joining KiwiSaver if you’re part of a trust, partnership or a shareholder employee

If your business is run through a trust, partnership or company, and you’re paid a salary or wage from which PAYE is deducted, you join KiwiSaver by enrolling either:

  • directly with a provider
  • through your business’ payroll.

If you’re not paid a salary or wage with PAYE deducted, you can enrol directly through a provider.

Holding your contributions when you're new to KiwiSaver

We hold your contributions for 2 months (62 days) from the date we're told you’re a new KiwiSaver member. After that we pass them on to your scheme provider. 

Last updated: 24 Jun 2021
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