Te puta atu i a KiwiSaver
Opt out of KiwiSaver
You can only opt out of KiwiSaver in myIR if:
- you were automatically enrolled by your employer and
- it’s between the end of week 2 and week 8 of starting work, or
- you meet the criteria for a late opt out (after 8 weeks and up to 3 months after we get your first contribution)
Before you start
You will need your:
- IRD number, address and contact details
- bank account details for any refunds from us.
If applicable, you will need your:
- employer's business or trade name
- employer's address or IRD number
- employment start date
- written consent from guardians or parents
- reason for late opt out.
In myIR, go to your KiwiSaver account panel
This is on the homepage once you've logged in.
Select 'More...'
If you're eligible you can then select ‘Opt out of Kiwisaver’
Follow the prompts to complete your application
Log in to myIR
If you’re opting out within the 8 weeks, give the form to your employer.
Your employer will refund you any contributions they have.
If it’s a late opt out (that's after 8 weeks), send the form to us at the address printed on the form.
What happens next
If you opted out online
We’ll notify your employer if you opted out within 8 weeks. They’ll stop deducting KiwiSaver from your pay.
We'll refund you any member contributions your employer has sent us.
Your employer will refund you any remaining member contributions they have deducted from your pay.
It generally takes 30 working days to process a refund.
Last updated:
25 Jun 2026