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Service changes and updates IR offices, myIR and phone lines (SPK2IR) are unavailable until the morning of Thursday 28 October for planned system maintenance. Find out more

Resurgence Support Payment (RSP) You will not be able to apply for the RSP in myIR until the morning of Thursday 28 October. Businesses affected by the alert level increase that started on 17 August can apply in myIR from 28 October. Applications for a 4th payment round are planned to open on 29 October. Find out more

Resurgence Support Payment (RSP) The government has announced an increase to the amount and frequency of the RSP from 12 November. Find out more

The maximum size of the loan your business or organisation is eligible for depends on the number of full-time equivalent employees (FTEs) employed. The loan amount is $10,000 per firm, plus $1,800 per FTE.

To find out the number of FTEs employed by your business or organisation, you'll need to know how many full-time and part-time employees you have.

  • An employee working 20 hours or more per week is considered full-time, and counts as 1 FTE.
  • An employee working up to 20 hours per week is considered part-time, and counts as 0.6 FTEs.

The sum of your FTEs is rounded up to the nearest whole number and is measured at the time you apply.

Receiving the Small Business Cashflow Scheme loan

The maximum loan your business or organisation can receive is $100,000. Sole traders can receive a loan of up to $11,800.

When you apply for the loan, we will offer your business or organisation a loan amount. You have the option to accept the full loan amount offered, or opt to take a smaller loan amount instead. No amendments can be made after the loan has been approved.

Last updated: 21 May 2021
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