Te whiwhi i te takoha kāwanatanga KiwiSaver
Getting the KiwiSaver government contribution
The yearly government contribution is available to anyone with an annual taxable income of $180,000 or less who is contributing to their KiwiSaver account and is age 16-65. There are conditions.
Got questions? Contact your provider
For questions about your government contribution or KiwiSaver balance, please contact your KiwiSaver provider.
The government contribution payment date
Your KiwiSaver provider applies for the contribution after 30 June. Check your KiwiSaver account after the end of July to see if it's in there yet. It may take until the end of August.
If you believe you should have some or all of the government contributions and you cannot see it in your account, contact your provider.
Getting the maximum government contribution
The maximum government contribution is $260.72. To get it all you must save to contribute at least $1042.86 of your own money between 1 July to 30 June each year. Employer contributions, past government contributions and funds moved from Australian retirement schemes do not count towards the $1,042.86.
You can contribute through:
- salary and wage deductions
- payments to Inland Revenue
- payments to your scheme provider.
You can make a voluntary additional contribution to reach $1,042.86 as long as it is made by 30 June.
Tracking my KiwiSaver contributions
Getting some of the government contribution
Even if you have not saved the full amount, you still get 25 cents for every dollar you put in between 1 July and 30 June.
You will not get the full contribution if:
- you turn 65 part-way through the year
- you turn 16 part-way through the year (18 before 1 July 2025)
- you join part-way through the year
- you no longer meet the eligibility criteria.
If you join, turn 16 (18 before 1 July 2025) part-way through the year or reach the age of eligibility to stop contributing part-way through the year, the government contribution is based on both how many days in the year:
- you've been a member
- eligible for government contributions.