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Getting my KiwiSaver funds for other reasons


Your KiwiSaver and bankruptcy

Your KiwiSaver savings are an asset. They may be used to pay off your debts if you become bankrupt.

Find out more at the New Zealand Insolvency and Trustee Service website.

Make sure you tell your provider your new IRD number if you’re assigned a new one after becoming bankrupt.

Relationship property and KiwiSaver

Your KiwiSaver savings may be relationship property.

Contact a lawyer for more information.

Paying a tax liability or student loan using a foreign superannuation transfer

If you transferred funds from a foreign superannuation fund into a KiwiSaver scheme, you may be able to withdraw from your savings. This can be used to pay tax due on your foreign superannuation scheme or foreign student loans.

Contact your KiwiSaver provider for more information.

Your KiwiSaver when you die

Your KiwiSaver savings will become part of your estate when you die. Make sure the person looking after your will knows who your provider is. They’ll need to contact your provider to get your funds.