Moving to Australia permanently
If you're moving to Australia, you can transfer your KiwiSaver funds to an Australian superannuation scheme. You do not have to transfer your KiwiSaver account to Australia though.
Contact your KiwiSaver provider if you decide to transfer your KiwiSaver funds. They can take you through the process.
Moving to any other country
After you've been living overseas (not Australia) for 1 year, you can take most of the savings from your KiwiSaver account.
You can withdraw:
- your contributions
- your employer's contribution
- the $1,000 kickstart (if you got it)
- fee subsidies (if you got these)
- interest you have earned.
You cannot take out the government contributions.